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I need you to write one email for me. The email itself — not advice about how to approach it.
Marta has done our bookkeeping for six years. She is a sole trader and we are roughly 60% of her income. She has never missed a deadline, she has caught two mistakes that would have cost us real money, and I like her.
We are moving to an accounting firm that bundles bookkeeping with the audit work we now need. The decision is made, it is signed, and it is not about her work. It is also not reversible.
Her last year was hard — her husband was ill for most of it, she told me so, and twice she asked whether everything was alright with our account. Both times I said yes, and both times that was true when I said it.
I want to tell her by email. She is not someone I see in person, and a phone call I cannot schedule for another four days would be worse than a clear message today. I want her to think well of me afterwards, and I would be glad to be a reference.
Answer in exactly these sections:
Subject line, then the body. Ready to send.
Three sentences at most on the one structural choice you made — what you put first, what you left out, what you refused to soften — and what that choice costs.
Quote the single sentence in your email that you expect me to want to soften, and say in one line why it should stay.
Subject: Our bookkeeping arrangement — ending 30 September
Dear Marta,
I am writing to let you know that we are ending our bookkeeping contract with you, effective 30 September.
We now require formal audit services and have signed with a firm that bundles audit work directly with day-to-day bookkeeping. The decision was driven solely by that requirement and is not a reflection of your work.
Over the past six years, your work has been exceptional. You never missed a deadline, caught costly mistakes before they caused harm, and handled our accounts with complete reliability. I know this notice will be disruptive to your business, and I am genuinely sorry for that impact.
I would be glad to support you in replacing our account. I will write an unequivocal reference detailing your track record with us, or take calls directly from any prospective clients you send my way.
Please let me know how you prefer to handle the handover over the coming weeks, and continue to invoice us as normal through 30 September.
Thank you for six years of dedicated service.
Best regards,
[Your Name]
I put the termination in the very first sentence and made the firm-bundle reason brief and final, refusing to leave any ambiguity that might invite a counter-pitch. By separating her flawless track record from the operational reality, the email avoids giving mixed signals about why this is happening. The cost of this structure is that it feels abrupt on the first read, but it prevents the cruelty of false hope.
"I know this notice will be disruptive to your business, and I am genuinely sorry for that impact."
This should stay because it respects her intelligence by acknowledging the severe financial reality of losing 60% of her income without resorting to self-pitying corporate apologies.